Terms of Use

Last Updated: January 13, 2026

Acceptance of Terms

By accessing and using ForWidows.com, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website.

Educational Purpose Only

ForWidows.com is an educational resource providing general information only.

Important Disclaimers

  • Educational Content Only: All content on this website is for educational and informational purposes. It is not professional advice of any kind.
  • Not Professional Advice: We are not medical professionals, licensed therapists, financial advisors, or attorneys. Our content is for informational purposes only.
  • No Substitute for Professional Help: Always consult qualified professionals (doctors, therapists, financial planners, lawyers) for your specific situation.
  • Calculators Are Estimates: Our benefits calculator and budget tools provide rough estimates only for educational purposes. For accurate figures, contact the Social Security Administration or a financial professional.
  • External Resources: We link to third-party resources for your convenience, but we do not endorse or guarantee their accuracy.
  • No Professional Relationship: Use of this website does not create any professional-client relationship.

This website is intended to help you understand general concepts and direct you to appropriate professional resources. It should never replace personalized professional guidance.

Use of Website

You agree to use this website only for lawful purposes and in a way that does not infringe the rights of others or restrict their use of the site.

You may:

  • Access and use our free resources
  • Print or save content for personal use
  • Share links to our pages

You may not:

  • Copy or republish our content without permission
  • Use our content for commercial purposes
  • Attempt to harm or interfere with the website's operation
  • Scrape or systematically extract data

Intellectual Property

All content on ForWidows.com, including text, graphics, logos, and software, is our property or our licensors' property and is protected by copyright and other intellectual property laws.

Affiliate Links and Advertising

ForWidows.com may contain affiliate links to products and services. If you purchase through these links, we may earn a commission at no additional cost to you. We only recommend products and services we believe may be helpful.

We may also display advertising. Advertisers are responsible for ensuring their ads comply with applicable laws.

User-Generated Content

If you submit comments, testimonials, or other content to our site, you grant us a non-exclusive, royalty-free license to use, reproduce, and publish that content.

You are responsible for the content you submit. Do not post:

  • Illegal, harmful, or offensive content
  • Personal information about others without consent
  • Spam or commercial solicitations
  • Content that infringes others' rights

Limitation of Liability

To the fullest extent permitted by law, ForWidows.com and its operators are not liable for any damages arising from your use of this website, including but not limited to:

  • Direct, indirect, incidental, or consequential damages
  • Loss of data or profits
  • Errors or omissions in content
  • Actions taken based on our content
  • Issues with third-party links or services

You use this website at your own risk.

Indemnification

You agree to indemnify and hold harmless ForWidows.com and its operators from any claims, damages, or expenses arising from your use of the site or violation of these terms.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting. Your continued use of the site constitutes acceptance of the modified terms.

Medical and Mental Health Crisis

If you are in crisis or thinking about harming yourself:

Call or text 988 (Suicide & Crisis Lifeline)

Text HOME to 741741 (Crisis Text Line)

Call 911 for medical emergencies

Our website is not equipped to handle crisis situations. Always seek immediate professional help if you're in danger.

Governing Law

These Terms of Use are governed by the laws of the United States. Any disputes shall be resolved in accordance with applicable law.

Contact

If you have questions about these Terms of Use, please contact us through our website.

Our Commitment to You

While we cannot provide professional advice, we are committed to providing accurate, compassionate, and helpful information to support you on your journey. We regularly update our content to reflect current laws and best practices.